A financial book written for the Generation Y Yuppies by a member of that generation. (Being a member of that generation, I’m as insulted as you are.)
Simplified with easy to do list at the end of each chapter; you don’t need complex algorithms to get this. Best part — the chapters’ to do lists are just three steps long. I can handle three steps. After that, I get lost.
Ramit Sethi doesn’t understand why his generation (20-35 year olds) don’t save money. He doesn’t understand why we are irresponsible with it. He doesn’t understand why we’re in debt, slaving away at jobs we hate just to buy more stuff.
But he’ll show you how to change that. And not just by cutting corners, like ceasing your daily Starbucks run. Rather he’ll show you how to make more money and multiply it with tricks and investments.
Humorous, occasionally wacky writing that might disguise the fact this guy knows what he’s talking about. The book includes scripts for haggling with banks over nominal fees, credit card’s annual fees or maximizing your savings accounts (online accounts give greater interest returns — who knew!), you don’t have to be a professional sweet-talker to use his methods.
I’m going to have to re-read this one. Or buy it second-hand and ear-mark its pages. There’s good stuff in these pages.
Takeaway… Listen up, crybabies: This isn’t your grandma’s house and I’m not going to bake you cookies and coddle you. A lot of your financial problems are caused by one person: you. Instead of blaming “the economy” and corporate America for your financial situation, you need to focus on what you can change yourself.